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3 Benefits to a Level Funded Plan

Updated: Jan 18

level funded plan

1.      Cost savings: Level-funded health insurance plans are significantly less expensive than traditional fully-funded plans and are a great option for small companies with relatively healthy and young employees. Because your business (instead of the carrier) funds the plan, the carrier has less risk and can lower their rates.


2.      Customization: Level-funded plans offer more opportunities for plan customization than traditional fully-funded plans. You can tailor the plan to meet the specific needs of your employees and your organization.


3.      Regulation: Level-funded plans are subject to fewer regulations than traditional fully funded plans. This means that you have more flexibility in designing your plan and can avoid some of the costly mandates that come with traditional plans.

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