top of page

Just Turning 65 or New to Medicare

gettyimages-530065118-612x612.jpg

How to Sign up for Medicare?

  •  If you ARE getting benefits from Social Security or the RRB at least 4 months before turning 65, in most cases you will automatically be signed up for Part A and Part B.  This should start the first day of the month you turn 65.

  • If you are automatically signed up for Medicare, you will get your red, white, and Blue Medicare Card in the mail 3 months before your 65th Birthday.

  • If you are NOT getting benifits from Social Security or the RRB you will need to sign up for Part A and Part B.

    1. You can apply online at ​​Social Security.

    2. You can Visit your Local Security Office

    3. Or call Social Security at 1-800-772-1213 (TTY: 1-800-325-0778)

Alphabet_edited_edited.png

I'm Enrolled in Medicare Now What?

You have two main ways to get your Medicare coverage.

  1. Original Medicare​

    • Includes Part A (Hospital) and Part B (Medical​​)

    • You can add Part D (Prescription Drugs)

    • You can also add a Medicare Supplement to help your out-of-pocket cost

  2. Medicare Advantage (Part C)​

    • This is an all in one alternative to Original Medicare​​

    • These plans can bundle Part A, Part B, and usually Part D

    • They can have extra benefits

Image by 金 运

Does Medicare Cover all My Costs?

Medicare was not designed to cover all your doctor and hospital bills. You are required to pay for a portion of those bills thru deductibles, coinsurance, and sometimes excess charges.

​

Medicare also doesn't cover everything like long-term care, dental, vision, and hearing.

​

To help supplement where Medicare lacks coverage you can purchase:

  • Medicare Supplement

  • Medicare Advantage

  • Part D Prescription Plan

  • Dental, Vision, Hearing Policy

  • Long Term Care Policy 

Image by Sincerely Media

What if I can't Afford Medicare?

If Medicare seems to expensive you may be able to qualify for some help.  There are two main ways to get help for Medicare.

​

  1. You can call Wyoming Department of Health customer service at 1-855-294-2127 to see if you qualify and apply.  There Medicare Savings Programs can help income qualifying Medicare beneficiaries pay Medicare premiums and in some instances Medicare co-insurance and deductibles.​

  2. You may also qualify for extra help with your Medicare prescription drug plan. To see if you qualify you can call Social Security at 1-800-772-1213, or apply online at https://www.ssa.gov/benefits/medicare/prescriptionhelp/

bottom of page